Services

We are dedicated to helping you navigate the complex world of finance. We look out for your financial future through engaged proactive financial planning in all stages of life.

• Comprehensive Financial Planning

  With our holistic financial planning approach we help our clients explore opportunities and plan for future challenges. By identifying long term goals we customize wealth plans. Our custom plans often include detailed cash flow analysis, retirement mistakes (what to avoid), retirement income and distribution methods (how to coordinate and maximize your benefits), tax planning, estate planning, risk management, & investment strategies.

• Investment Management

  In-House Investment Strategies: Using a combination of fundamental and technical analysis our team will create tailored portfolios.

  For our more conservative investors we have created an investment strategy that utilizes stocks that have steady dividends, companies that are financially stable, low beta, and have a long track history of raising their dividends. This portfolio is ideal for investors who want to live off the dividends or for those who want to reinvest dividends.

  For our more aggressive investors we have created a dynamic investment strategy that focuses on investments believed to be in a long term uptrend based on price and relative strength. VWM utilizes independent research along with our own proactive approach based on technical analysis and strong economic sectors.

  For our investors who want to have a combination of growth and income we have a global tactical total return strategy that seeks to secure gains in advancing markets and protect capital in sideways to negative markets.

  We discuss and apply the investment philosophy you feel most comfortable with.

  Our team will continually monitor and evaluate your portfolio and we will meet with you on a regular basis to review your investments and the role they play in your long-term goals.

• Retirement Income & Expenses Analysis

  Financial Planning Common Sense: We can assist by determining how much money you will need in retirement and implementing the right distribution strategy. Our goal is to help reduce stress, taxes, and avoid possible costly mistakes. We will address financial issues that can help you plan for a more comfortable retirement.

• Social Security

  We work with our clients to evaluate strategies for maximizing lifetime benefits & coordinating spousal benefits.

• Education

  Knowledge is power. It’s also the foundation for intelligent, well-considered decisions. As Charlie Munger said “ You have to keep learning if you want to become a great investor. When the world changes, you must change.” When you have retirement in sight, sound decisions are vital in helping you pursue your goals and avoid costly mistakes that can affect your future.

  We are committed to helping people just like you create strategies for their retirement assets. Once we understand your risk tolerance, time horizon and goals, we'll work diligently to develop a program that carefully balances investment strategies with preserving principal.

  Today’s economic environment brings challenges. But along with challenges come opportunities and potential rewards. We work closely with our clients to evaluate those opportunities and get in position to reap those rewards. We enjoy helping people build a solid adaptable financial foundation for the future.